Financial Wellness: Finding a System that Works for You

A few years ago I wrote that I wanted to get my credit cards paid off and to do that I was going to track my expenses through Excel spreadsheets. I was able to keep up with that for a few months, until I got my credit cards paid off, and then I started utilizing my spreadsheet less and less. Mostly because I rarely open my computer when I’m at home. I sort of try to avoid using my computer seeing as I am in front of a computer day in and day out at work and my phone meets all my other needs. So my budgeting took a back burner. Then E and I moved in together and my expenses were cut down in half and I stopped being as vigilant with my budgeting. But because of that, I’ve lost sight of my goals (I planned on trying to get around $10k of my student loans paid off in this year when my expenses were so low) and haven’t made progress on them.

I’m trying something new this year – in my planner, I’m tracking what I’m spending every week and then adding it up on Sunday. I then put my total that I spent that week on my monthly calendar in my planner. I won’t be able to make up lost ground with my student loans but I’m hopefully that I can still make a bit more of a dent in my loans. It’s important to remember that it about making progress and not about being perfect. With your finances, your fitness, your work, and your life.

Advertisements

One thought on “Financial Wellness: Finding a System that Works for You

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s