Financial Wellness: Coupon Check-In

Back in July (July 15th to be exact) I wrote that I was going to experiment with coupons and determine if they are really worth it. So for a couple of weeks, I bought Sunday newspapers and clipped away while also going on to Kroger’s website and “clipping” coupons to go straight onto my Kroger card. I’ve given it a good solid 6 weeks or so and I’m back to report that….

The only coupons I used were the ones I “clipped” from Kroger’s website. I would occasionally use actual coupons but for the most part, I forgot about them, lost them, or just didn’t feel like going through my coupons to find the right one. I made sure that the coupons I was clipping were of things that  I thought I would actually use…turns out there are TONS of makeup coupons (makes a mental note so the next time I need to buy some kind of makeup I check for coupons) same with hair care. But I had a hard time finding coupons for things that I eat.

I will say though that I loved using the “clipped” coupons from Kroger’s website. I just had to remember what coupons I had clipped (but I’m pretty sure you can figure that out using their app…). It reminded me a lot of when I lived in Kentucky and would shop at Meijer and they had mPerks where you could just enter your phone number which was tied to your account and your online coupons would go through. I definitely feel that online coupons that you can load onto your store loyalty card/account are the best way to go. You don’t have to deal with cutting coupons or even buying a paper for the coupons. You can just look on the store’s website (except I don’t think Hyvee has anything…you can download coupons from Hyvee’s website but I don’t think you can load them onto a loyalty card…).

Do you use coupons? What is your favorite way to use coupons? Do you use any of the online coupon databases that you can just print coupons off of? Share your tips!

Financial Wellness: Are Coupons REALLY Worth It?

For the past couple of weekends, the boy and I have been watching Netflix shows but because we cannot decide on one show to watch…we go back and forth between watching a show I want to watch and watching a show he wants to watch. I have long loved Extreme Couponing and was excited to see that Season 3 was released on Netflix. So naturally, when it was my turn to watch a show, I made the boy watch it. And he got interested in how these people could save so much money. So he decided the next day to pick up a Sunday paper and see what coupons he could find.

I tried couponing first when I lived in Kentucky. And quickly stopped as it didn’t seem to me to really pay off…I was buying tons of stuff just to use the coupon that I had…even if I didn’t need that item. I learned quickly that couponing won’t save you money if you are just buying something just to use the coupon. Especially if you are just buying food and things for yourself and not for a family or not doing a big trip to donate items. But seeing the boy get excited for couponing may have inspired me to …

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…spend a couple bucks to see what coupons were in the paper. I also have been “clipping” coupons onto my Kroger card (but forgetting what coupons I clipped….

The determining factor for me when clipping a coupon was always this, “Is this something that I will actually use?” or “Is this something that I actually have a need for?” Clipping coupons can be a great way to save money. But you have to be smart about it as well. Scantilly Cllad is a blog run by a girl I went to high school with who has some great tips and ideas for finding coupons and how to use coupons. If you are interested in more in depth reading about coupons from an actual person who isn’t an Extreme Couponer, I highly recommend giving her blog a read.

I’ll do an in depth grocery haul when I start to use some of my coupons sometime in August and break down how I used the coupons and how I saved money.

The bottom line, using coupons is a great way to save money. But just make sure that you are clipping coupons and using coupons to actually buy things that you will actually use.