Who knew that toxic money and positivity would ever go together. Well, in this pretty amazing article by LearnVest, they pair the two together. And it’s 3 pages of pure amazing-ness that breaks down to this: stop ignoring your money problems, write them down, get a plan of attack put together, and be positive. Whether your goals are to retire at a certain age, pay off your student loans, or just start putting away money to buy a house/car/a new wardrobe, you need to have a plan. And you need to have a positive outlook. Saying that it is impossible to pay off your credit debt isn’t helpful and doesn’t move you into the right direction. (Some may even say that it helps you justify getting more into debt). But setting out a plan and addressing what your debt is or what your financial goals are does help you move in the right direction.